Compare Direct Payday Loan Lenders in the USA

Our service brings together different payday loan lenders and provides a detailed review of their services
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We appreciated the convenience and quality of Payday Loan Lenders

This rating reflects the quality of service of companies that provide fast online loans. Among the main reasons for the popularity of this service - its convenience, simplicity, and speed. We compared some of the most popular companies and determined who has the better organization of this process than others.

Online Lender
Loan Features
Our Rating
Loan Amount
More Info
Online Lender
Simple Fast Loans
Loan Features
  • APR- from 255.00% - 1564.28%
  • Loan Terms: 30/60/90 Days
Our Rating
9.6

Our Rating

Loan Amount

Up to

$3000

You are probably familiar with Simple Fast Loans if you have looked for a payday loan at any point. They are one of the best known payday loan lenders in America and they claim to have serviced over a million customers. If this is true then this is an impressive figure! They have over 500 employees at Simple Fast Loans, making them one of the biggest lenders around. They are also members of the Community Financial Services Association and the Better Business Bureau. This is something we like to see as it is a strong indication that they are responsible lenders. It also means that they are licensed appropriately which very important.

Online Lender
Ace Loan
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 30-60 Days
Our Rating
9.1

Our Rating

Loan Amount

Up to

$1500

Ace Loan (ACE Cash Express, Inc.) is another one of the big online payday lenders. As you would expect from such a big company, they are a licensed lender which means that your application will be handled according to the laws put in place by the state that you apply in. Ace Loan is also a member of the Online Lenders Alliance. This is a company that has been formed to help regulate the payday loan industry. They provide a code of conduct that payday lenders should adhere to and seeing Ace Loan as a member of the Online Lenders Alliance is a positive thing.

Online Lender
Loan at Last
Loan Features
  • APR- from 260.71% - 1564.28%
  • Loan Terms: 180 Days
Our Rating
9.4

Our Rating

Loan Amount

Up to

$3000

Loan at Last is a direct payday lender and has been around for a few years now and they have become very popular due to their open, friendly service. They are honest and upfront- a very good attribute of any kind of payday loan company.

Online Lender
AmeriCash Loans
Loan Features
  • APR- from 365.00% - 1564.28%
  • Loan Terms: 90 Days
Our Rating
9.6

Our Rating

Loan Amount

Up to

$2500

AmeriCash Loans is a well-known payday loan company that has been operating for around 24 years according to their website. One of the things I like most about this company and something you will find while looking at AmeriCash Loans reviews is the fact that they are one of the very few payday loan companies registered with the BBB (Better Business Bureau). Additionally, even though some states do not allow payday loans, AmeriCash Loans solves that problem by offering short-term loans, which are an alternative method to borrow money, in just about every state.

Online Lender
Target Cash Now
Loan Features
  • APR- from 260.71% - 1564.28%
  • Loan Terms: 180 Days
Our Rating
9.8

Our Rating

Loan Amount

Up to

$2500

Target Cash Now as some people refer to them is a well-known company and for good reason. They have been around for quite a long time and they have gained a good reputation. They have one of the best customer satisfaction rates of all the payday loan lenders. They are also a state licensed lender which is a good thing to see.

Need to choose the best payday loan lender?

Not understanding the true value of our payday loans in the USA can be costly for you. It can result in you paying far too much money for what you need to borrow. It can also result in you thinking that you won’t qualify, so you don’t even apply. Many people don’t like rejection and so that fear stops them from attempting. This is especially true if you have been denied a loan in the past due to not enough income, too much debt, your credit, or other factors. Don’t let that prevent you from seeing what we can offer though.

Nowadays it is incredibly essential to possess a supply of quick and safe cash and it requires the correct perspective to discover the finest payday loan lenders. All you need to have can be a smartphone and access to the internet. You will discover a lot of payday loan lenders on our website. In common to become in a position to meet up with their needs you need to be not much less than 18 yrs aged, have a stable revenue plus a legitimate financial institution account.

Why is an online loan convenient?

  • it can be issued even if you are hundreds of kilometers from the nearest credit institution (for example, in a small summer cottage village, or in the middle of the highway);
  • time is saved - because you don't have to go anywhere;
  • money is transferred to the card - no need to carry a stack of cash in your pockets.

How to get a payday loan online from loan lenders in 2021?

Taking out a payday loan from lenders has now arrived into vogue since it provides near-instant entry to fast cash. It generally will take lower than 1 hr to locate the money you asked for continues to be deposited within your bank account.

Please make certain which you very carefully find out the terms and problems of payday loan lenders. Do not be “hooked” by a low rate of interest because the corporation may well place a sure rigid problem that will make you spend much more income inside finish. In brief, if you might be diligent with your analysis you’ll not face any troubles and confusion.

How to apply for a loan correctly?

Once you have chosen a lender and the loan amount you qualify for, you can proceed by filling the application form. It is advisable that you have scanned copies of your personal documents as they will be used to assess whether you qualify for the loan. Loan approval takes about 30 minutes to know the status of your loan application. Once your loan has been approved, you will instantly receive money in your bank account and will be able to use the loan at your own discretion.


Security of your personal information

We care about the privacy of our clients. First of all, we provide confidentiality for you and nobody will find out about your monetary problems. Secondly, we use SSL encrypted technology to transmit sensitive information. The information is kept secure on special servers of the company and nobody has access to it.

Disclaimer

The site is not a site of a credit institution and provides only information on the credit services offered in the country. The site is not a bank or MFI, does not issue loans and credits, does not collect or store the personal information of users. All of these credit institutions have the appropriate licenses. Check the terms of no return on the MFO website. The offer is not an offer. Specify the final conditions in direct communication with creditors.